In Fu’an Town, Dongtai City, Yancheng, the hometown of silkworms and the “cocoon capital of China”, the last season of this year’s silkworm cocoons – late autumn cocoon weighing and purchasing has ended. Qinfeng Village silkworm farmer Ben Weiguo shared his joy with reporters with his fingers: “This year’s late autumn cocoons I have two and a half species of cocoons at home, with a yield of just over 90 kilograms per unit, and the price is good. Although we encountered unfavorable factors such as low temperatures in the early part of this year, thanks to the smart cocoon platform that helped us a lot, we never expected that the cocoons harvested in the last season would be “warm”. “Tail”.
The smart cocoon platform that Ben Weiguo refers to refers to the integrated smart cocoon acquisition platform specially developed by the local financial institution, Dongtai Rural Commercial Bank, around all aspects of local sericulture production.
Fu’an Town is a famous mulberry cocoon town in my country. The efficiency of mulberry gardens and the quality of silkworm cocoons have been among the best in the country for many years. However, mulberry planting and silkworm rearing are a traditional industry, and all aspects of mulberry planting, raising, and purchasing are still manual. Carrying on the shoulder, carrying by hand, running by leg, and speaking by mouth are the norm in the industry. Especially during the cocoon purchasing season, there is a “tide” of funds, and manual settlement of cocoon payments is inefficient and error-prone. In view of the pain points and difficulties in the industry, Dongtai Agricultural and Commercial Bank of China As the main service bank for Dongtai’s cocoon and silk industry, the bank established a project team to tackle key problems. It took more than 11 months to successfully develop an “integrated intelligent cocoon acquisition platform.”
This platform has a profound impact on the history of every silkworm farmer. The breeding scale, cocoon sales records, silkworm seed distribution and other information are collected to provide a basis for the Cocoon Silk Company to accurately estimate and control the breeding scale of the year and carry out key technical measures. In the most tedious process of purchasing cocoons, the identification of silkworm farmers and the entry of weight, Evaluation and pricing of cocoons, re-checking of weights, and automatic printing of code sheets and arrival of funds can all be completed with one click on the mobile phone, which greatly improves the acquisition efficiency.
Whether it is the busiest feeding session or the huge crowds of people Automatic drying and drying settlement, relying on this platform, just open the mobile phone and click lightly, from technical guidance, pest control to purchase and settlement, cocoon payment issuance can be done with one click, greatly simplifying and optimizing the process, reducing manual triviality and Human error.
Xu Deqing, the head of Funan Cocoon Station in Fu’an Town, said excitedly: This year’s collection of cocoons cooperated with Dongtai Rural Commercial Bank and used this integrated intelligent system. The settlement accuracy rate is much higher than in previous years. The identity of the silkworm farmer The certificate and name are highly consistent, and the payment error rate is greatly reduced.
At the same time, the platform integrates historical acquisitions and other external data to objectively reflect the actual operating conditions of enterprises and silkworm farmers. Through analysis and modeling, the bank provides Enterprises and individuals carry out credit and risk “portraits” and provide corresponding credit support, thereby empowering the entire industrial chain and supporting industrial upgrading with precise drip irrigation. Since the entire settlement platform was put into operation, the number of service cocoon stations of Dongtai Rural Commercial Bank has increased from 24 to 47 The number of sericulture farmers served has increased by 22,000, and credit has reached 200 million yuan, which has strongly supported the development of sericulture production.
Han Yang, president of Dongtai Rural Commercial Bank, said: The next step will be to empower the tentacles of financial technology It traces back to the mulberry planting industry and fertilizer supply industry, and extends downward to silk reeling, weaving, printing and dyeing, clothing, home textiles, comprehensive utilization, commercial circulation, and cultural tourism, forming a whole industry chain scenario finance, contributing to the transformation and upgrading of the cocoon industry. Merchant wisdom and power.
</p
